TimeDeposit King - Hong Kong Time Deposit Comparison
Compare the best fixed deposit rates across Hong Kong banks
Best Rates
Compare top rates from all major banks
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Only regulated HK institutions
Real-Time
Updated daily with latest offers
Time Deposit Rates
Updated: 27/08/2026, 12:10 HKT| Bank | Rate (p.a.) | Term | Min. Deposit | Conditions | |
|---|---|---|---|---|---|
 HSBC | 10.00% | 1 Month | HKD 10K | New Online Promo | |
 Bank of China (Hong Kong) | 4.80% | 1 Month | HKD 10K | New Online Promo | |
 Nanyang Commercial Bank | 3.48% | 1 Month | HKD 10K | New Online Promo | |
 OCBC Wing Hang Bank | 3.40% | 3 Months | HKD 3.0M | New Online Promo | |
 China Citic Bank (iMotion) | 3.30% | 6 Months | HKD 1.0M | New Online Promo | |
| China Citic Bank (iMotion) | 3.25% | 6 Months | HKD 500K | New Online Promo | |
 DBS Bank Hong Kong | 3.20% | 6 Months | HKD 500K | Online Promo | |
| China Citic Bank (iMotion) | 3.20% | 6 Months | HKD 100K | New Online Promo | |
| OCBC Wing Hang Bank | 3.20% | 3 Months | HKD 1.0M | New Online Promo | |
| OCBC Wing Hang Bank | 3.20% | 1 Year | HKD 100K | New Promo | |
 EleBank | 3.15% | 1 Year | HKD – | Online | |
| OCBC Wing Hang Bank | 3.15% | 9 Months | HKD 100K | New Promo | |
| OCBC Wing Hang Bank | 3.08% | 6 Months | HKD 100K | New Promo | |
| OCBC Wing Hang Bank | 3.05% | 1 Year | HKD 500K | New Promo | |
| Nanyang Commercial Bank | 3.05% | 6 Months | HKD 10K | New Online Promo |
1022 offers
Bank of China (Hong Kong)
AUD · 7 days
p.a.
A$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
NZD · 7 days
p.a.
NZ$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
HSBC
AUD · 1 week
p.a.
A$2,000
Foreign Exchange & Time Deposit Offer. Requires currency exchange. Rates for HSBC Premier Elite.
Bank of China (Hong Kong)
NZD · 1 month
p.a.
NZ$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
AUD · 1 month
p.a.
A$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
CNY · 7 days
p.a.
CN¥10,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
GBP · 1 month
p.a.
£1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
GBP · 7 days
p.a.
£1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
Bank of China (Hong Kong)
CAD · 1 month
p.a.
CA$1,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
HSBC
CNY · 1 week
p.a.
CN¥10,000
Foreign Exchange & Time Deposit Offer. Requires currency exchange. Rates for HSBC Premier Elite.
Bank of China (Hong Kong)
CNY · 1 month
p.a.
CN¥10,000
Preferential RMB & FX Time Deposit Offer. By conversion of funds. Both FX exchange and deposit placement should be conducted at the same time.
HSBC
HKD · 1 month
p.a.
HK$10,000
Join HSBC Top Trader Club and enjoy 1 month HKD Time Deposit rates at 10% p.a.